If you are in your early 20's start saving your atleast 60% of your salary amount for investments
With 60% of your savings always make sure you add 20% to your emergency fund account (Savings/Fixed deposits)
Liquid funds are safe and secure investment since it comes under debt fund class which in return can give fixed returns.
Mutual funds are subjected to market risk, in this investment you can get higher returns, it is reliable for newbie investors
This investment is slight risky compared to all other previous investments, but returns are even more higher. Use you 10-20% of your savings on this.
This is the high risk and high return investment, but if you check the company background, analysing GMP and Apply for IPO, then risk is lower, choose a right company to apply
Crypto is very high risk and too much volatile market to invest on, but you can get very high return, would say use only 5% of your savings on this